DIVIDENDS
Effective April 1, 2010
Regular Shares
|
.25% Div |
.25% APY |
$5.00 minimum balance |
IRA Shares |
.75% Div |
.75% APY |
$0-$19,999.99 |
1.25% Div |
1.26% APY |
$20,000.00 to $49,999.99 |
2.00% Div |
2.02% APY |
$50,000.00 to $99,999.99 |
2.50% Div |
2.53% APY |
$100,000.00 to 199,999.99 |
3.00% Div |
3.04% APY |
$200,000.00 + |
Holiday Shares |
.30% Div |
.30% APY |
Share Drafts |
.10% Div |
.10% APY |
$1,500.00 minimum balance |
.25% Div |
.25% APY |
$10,000.00 to $24,999.99 |
.75% Div |
.75% APY |
$25,000.00 + |
SHARE CERTIFICATES
Effective April 1, 2010
| |
$500.00-9,999.99 |
$10,000.00 to $49,999.99 |
%50,000.00/over |
| |
|
|
Bonus Rates |
Jumbo Rates |
| 3-5 Months |
.75% Div |
.75% APY |
.85% Div |
.85% APY |
(Bell Saver does not apply) |
| 6-11 Months |
1.15% Div |
1.16% APY |
1.25% Div |
1.26% APY |
|
|
| 12 Months |
1.55% Div |
1.56% APY |
1.65% Div |
1.66% APY |
2.15% Div |
2.17% APY |
| 24 Months |
1.95% Div |
1.97% APY |
2.05% Div |
2.07% APY |
|
|
| 36 Months |
2.30% Div |
2.33% APY |
2.40% Div |
2.43% APY |
|
|
| 48 Months |
2.50% Div |
2.53% APY |
2.60% Div |
2.63% APY |
|
|
| 60 Months |
2.70% Div |
2.74% APY |
2.80% Div |
2.84% APY |
|
|
*$100 minimum on youth share certificate accounts. |
FOR ALL BELL SAVERS:
Bell Saver Program: Earn up to .40% on new share certificates over $500 for members/ households who have four of these services: share draft, IRA, Holiday Saving Club Account, VISA credit card, home equity loan, direct deposit/ payroll deduction and ATM/debit card. Rate increase does not apply to special rate offers or promotions.
Note: Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will be provided at account opening.
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